

Business
Why does an agile product management certification stand out in the crowd?
Agile is a set of values, standardized over a long period of time. The agile belief system is based on real-life outcomes and standardized with years of hard work. There is no such thing as a success formula when it comes to commerce in 2022. But building a business or product following core values that are tried and tested definitely helps. The agile system concentrates on passionate hard work and relevant communications. A product or service designed based on agile values is expected to be caring about the needs of the target consumers. And deliver the same with honesty and a promise of consistency. The reputation of the agile ethics system has propelled the reliability of agile products or services to new heights. And the sense of security they offer is making all the difference that is needed for success. Thus ventures are eager to incorporate agile values in their day-to-day operations and be relevant to the users. With an agile product management certification, a budding manager thus can take part in a journey guided by values and ethics. And the difference can be most prominent during the search for employment. An agile project manager stands out and commands a lot of attention among the crowd. This article will dive deep, and elaborate on the agile value system. And understand why agile product management certification courses are the best choice for budding managers.
The agile manifesto
Agile values individuals and interactions over processes and tools. Being strict with protocols and rules can distance the different components of an operation. An institute thus tends to value interactions on an individual level for incorporation of new ideas and diversity.
A working product is more valued than comprehensive documentation. The product is a medium, by which a business connects with its customers. Thus over documentation, the functionality of a product is valued in agile.
Customer collaboration is valued over contract negotiation and is valued in agile. A product or service must be updated and follow a flexible maintenance approach. Where customer satisfaction is more valued over favorable contracts. Good business is customer satisfaction and agile puts that on top of its list.
In agile, responding to changes is prioritized over sticking to a plan. The times are always changing. And during these changing times, a product or service must be updated accordingly. The approach to conducting commerce is no exception and is subject to change as well. Agile values those changes over rigidity towards a plan.
What is an agile product management certification?
An agile product management certification is a course that is designed and delivered in accordance with agile values. And the students who were transformed during the process are expected to be agile-aware individuals. Thus for commercial entities inclined towards agile ethics, these professionals are of great importance. Thus agile product managers can easily implement agile values in an institution. Implementation of an APM framework is not an easy task, and it takes a lot of time and experience. And can be executed by a manager with relevant strength and skills. A course concentrating on agile focuses on the development of those skills
Principles that are followed by agile product managers and organizations
- The highest priority of an agile organization is the timely and steady delivery of products or services. And achieve maximum customer satisfaction.
- Always be open to changes, at any stage of development. The goal is to harness the change and gain a competitive advantage.
- The delivery frequency has increased gradually.
- Routine work is expected from all components of operations. Both the production and marketing sectors must work in a rhythm.
- Trusting the workers with the responsibilities they are bestowed with. And concentrating on providing them with the necessary amenities to work efficiently.
- Pieces of information must be conveyed without much room for misunderstandings and gaps. Thus in-person communication is valued over everything else.
- A functional product is considered to be a marker of progress.
- Sustainable development and marketing approaches must be followed.
- Optimizing and increasing the amount of work done is essential in agile.
- Technical excellence and favorable enhancements are valued over everything else.
- The team activities must be periodically revisited, analyzed and updated in accordance with contemporary circumstances.
- Self-organization is valued amongst teams due to the potential of self-imposed regulations and deeper understanding.
Why is agile product management certification valued?
Agile-dependent organizations concentrate on being true to their customers and products. And the very core values of agile are designed in a way so that the business remains honest and focused on customer satisfaction. The subsequent changes in routine and discipline are also a direct result of following the agile manifesto. Thus a product manager equipped with the values of agile is also expected to be adequately aware of the advantages. Thus, over ordinary managers, agile product managers are valued by businesses inclined towards agile. A familiarity factor alone can determine the adeptness and productivity of a manager.
Business
What Is Margin Trading in Crypto?

Margin trading is the practice of using borrowed funds to trade on margin. This allows traders to engage in high-risk activities with lower capital and leverage than they would be able to use if they were only using their own cash. In this post, we will discuss how margin trading works, what types of assets can be used in margin trading and some popular markets where you can do this!
What Is Margin Trading Cryptocurrency?
Margin trading cryptocurrency is a trading strategy that involves borrowing funds to trade digital currencies. With margin trading, traders can increase their buying power and potentially earn higher profits by using leverage.
To margin trade cryptocurrencies, traders must open a margin account with a cryptocurrency exchange that offers margin trading. They can then borrow funds from the exchange and use them to open larger positions than they would be able to with their own capital.
Margin trading and cloud mining are two different ways of trading and mining cryptocurrencies, respectively. While margin trading involves trading on a larger scale using borrowed funds, bitcoin cloud mining involves mining bitcoin and other cryptocurrencies using remote data centers. Both methods have their advantages and disadvantages, and traders and miners should carefully evaluate the risks involved before engaging in these activities.
How Does Margin Trading Crypto Work?
Margin trading crypto works by allowing traders to borrow funds from an exchange or a broker to increase their buying power and potentially earn higher profits. Instead of using their own capital to open a position, traders can borrow funds and use them as collateral to enter into larger trades.
To start margin trading crypto, traders need to open a margin account with a cryptocurrency exchange that offers margin trading. They will then need to deposit a certain amount of funds as collateral, known as margin, which will determine the maximum leverage they can use.
The leverage ratio determines how much a trader can borrow compared to their margin. For example, if a trader deposits $1,000 as margin and the exchange offers a 10x leverage ratio, they can borrow up to $9,000 to open a $10,000 position.
Therefore, margin trading crypto requires a solid understanding of the market and risk management techniques to minimize potential losses. Traders should also be aware of the fees and interest rates associated with margin trading, which can vary depending on the exchange and the amount of leverage used.
Liquidation Price Calculation
The liquidation price is the price at which the broker can buy a position back from the margin trader. It’s based on a formula that takes into account the current market price, plus any fees that have been accrued by both parties.
These prices, including ETH price are posted live in exchanges, including several assets’ market cap of and live crypto price. This means that you’ll be given an opportunity to exit your position before it becomes completely worthless.
The liquidation price calculation will vary depending on whether or not there are any fees attached to trading with different brokers:
Pros of Margin Trading in Crypto
High Leverage
One of the most significant pros of margin trading in crypto is the high leverage it offers. With leverage, traders can access a larger position size with a smaller capital outlay. This means that traders can magnify their potential gains significantly.
Short Selling
Another advantage of margin trading in crypto is the ability to short sell. Short selling is a strategy used by traders to profit from a decrease in price. In a short sale, traders borrow crypto assets from a broker, sell them, and then buy them back at a lower price to return them to the broker. Short selling can be a profitable strategy in a bear market.
Diversification
Margin trading allows traders to diversify their portfolio by trading on different exchanges and with different cryptocurrencies. This can help to spread the risk and increase potential returns.
Quick Profits
Margin trading allows traders to take advantage of short-term price movements in the cryptocurrency market. Traders can enter and exit trades quickly, allowing them to profit from quick price changes.
Cons of Margin Trading in Crypto
If you want to trade on margin, then the following things are worth considering:
The lack of regulation in crypto is one of its biggest drawbacks. You can’t count on having your funds protected by a third party, which means that if anything goes wrong with your account and someone else’s money is stolen from it (or vice versa), there isn’t much for anyone to do about it.
Margin trading also comes with high risk—because as we mentioned above, if something goes wrong and someone loses their money because they were trading with borrowed capital while their account balance was too small or too large compared to theirs—it’s all on them.
Understanding Margin and Leverage
Margin trading is when you borrow money from your broker in order to invest. This can be done with either cryptocurrency or fiat currency, depending on the platform you’re using. For example, if you want to buy Bitcoin using USD (the U.S dollar), then your margin trading would be done through an exchange like KuCoin, Poloniex or Coinbase Pro for USD and Kraken for BTC.
Leverage refers to how much leverage a trader has when making trades and investments; it allows them to increase their profits by borrowing from their brokers at less than 100% of what they have available in capital.
Margin Call
A margin call is a request that you make to your exchange, asking for additional funds to be deposited into your account. The exchange will then deposit these funds and use them as collateral in order to increase the amount of money you can trade with. Margin calls generally occur when there’s been a sudden drop in the value of cryptocurrencies.
Margin Trading Strategies
Margin trading is a form of trading where you borrow money from your broker to buy or sell an asset. You can use this borrowed money to buy more assets, or to sell assets for more than you paid for them by using leverage (basically, borrowing more than the amount of capital that you have).
If you’re buying cryptocurrency with borrowed funds, then it’s called margin trading. If your goal is simply getting liquidated quickly by selling off some coins at a profit and closing out your position, then it’s called short selling (or “going short”).
Conclusion
As you can see, the benefits of margin trading can be huge. It gives you more flexibility and control over your investment, while reducing risks. However, there are also disadvantages to this type of trading that need to be taken into consideration before jumping in head first.
In fact, many experts would argue that it’s better not to engage in crypto margin trading at all! But if you do choose to take on this risky endeavor (which is definitely possible), then we hope this guide will help guide your way through it safely.
Business
Sipping to Success: Uncovering the Best SIP Plans to Invest In

Regularly investing in mutual funds is made easy with Systematic Investment Plans (SIPs). With SIPs, investors can benefit from rupee cost averaging by investing a certain sum in mutual funds on a regular basis. As a result, investors can profit from fluctuations in the market by acquiring more units when the market is down and fewer units when it is up.
In order to build long-term wealth, it is essential to invest in the correct SIP plan. We’ll talk about some of the top SIP plans in this article.
Best SIP Plans to Invest:
The best sip plan to invest in are given below:
1. Large-Cap Mutual Funds
Mutual funds with a significant market cap invest in the equities of established, reputable, large corporations. These businesses are well-established and frequently market leaders in their respective fields. Large-cap mutual funds are a great option for conservative investors since they have a lower risk profile than other equity mutual funds. These investments give the portfolio stability and long-term capital growth.
2. Multi-Cap Mutual Funds
Large-cap, mid-cap, and small-cap equities are all included in the investments made by multi-cap mutual funds. These funds provide a diverse portfolio, which lowers the portfolio’s overall risk. Investors aiming for long-term capital growth and who have a modest taste for risk can choose multi-cap mutual funds.
3. Mid-Cap Mutual Funds
Mutual funds for mid-cap companies buy stocks from businesses with a market value of between 500 crore and 10,000 crore rupees. These businesses have the potential to produce substantial profits and are frequently in the growth phase. However, compared to large-cap mutual funds, mid-cap mutual funds have a higher risk profile. These funds are appropriate for investors that have a higher risk tolerance and are seeking long-term capital growth.
4. Small-Cap Mutual Funds
Mutual funds for small-cap companies buy stocks from businesses having a market value of less than 500 crore rupees. These businesses have the potential to produce substantial profits but are frequently in their beginnings. The risk profile of small-cap mutual funds is higher than that of large-cap and mid-cap mutual funds, though. Investors searching for long-term capital growth and with a high-risk tolerance should choose these funds.
5. Sectoral Mutual Funds
Mutual funds that specialize in a certain industry, such as banking, medicine, or technology, invest in the stocks of businesses in that industry. These funds offer exposure to a certain industry and are appropriate for investors that have a positive outlook on that industry. Sectoral mutual funds, in opposition to diversified mutual funds, have a higher risk profile. Investors searching for long-term capital growth and with a high-risk tolerance should choose these funds.
Conclusion:
SIP investments in mutual funds are a great method to build money in the long run. Rupee cost averaging, which is a benefit of SIPs, aids in lowering the portfolio’s total risk. Investors’ risk tolerance, investment horizon, and financial objectives must all be taken into account while making SIP investments. Selecting the mutual fund category that best suits your financial goals is crucial.
Business
What are the Regulations for Taking Phone Credit Card Payments?

In Australia, there are strict regulations around taking phone credit card payments. The relevant rules and guidelines are outlined in the Reserve Bank of Australia’s EFT Code of Conduct. This code contains regulatory requirements for all entities that process electronic funds transfers (EFTs), including phone credit card payments.
The regulations set out several obligations for entities that process phone credit card payments. These obligations include the following:
• Entities must obtain a signed authority from customers before processing any payment made by phone or the internet.
• Entities must ensure that all staff members involved in taking payments have been properly trained and understand their responsibilities.
• Entities must use secure systems to protect customer data and privacy.
• Entities must confirm customers’ identities before processing any payment, including via phone credit card payments.
• Entities must provide customers with a clear breakdown of the fees associated with their purchase.
• Entities must be able to demonstrate compliance with all relevant regulations, including those related to data security.
• Entities must provide customers with clear information about the payment process and any associated risks before processing the payment.
• Entities must ensure that customers are informed of their right to dispute any charges and be provided with a prompt refund if the dispute is proven valid.
• Entities must store all customer data securely and in accordance with applicable regulations.
• Entities must have an effective dispute resolution process in place.
• Entities must ensure that customers are not charged any additional fees or surcharges beyond what they initially agreed to.
Choosing the Right Payment Terminal
This might seem like lots of stress, especially for a small business, but much of the work is done when selecting a payment terminal. When selecting a payment terminal, consider:
• The cost of the terminal.
• The type of payment processor used with the terminal.
• Any associated fees and any additional hardware needed to use it.
• The compatibility with existing systems, such as point-of-sale software or a merchant account.
• The terminal’s ability to accept payments from different credit card companies.
• The security measures in place for processing transactions, such as data encryption and fraud protection.
Once a terminal is selected and the necessary hardware is installed, businesses will need to register and be approved by their payment processor to begin taking phone credit card payments. During the registration process, businesses will need to provide basic information such as contact information and banking details. They may also need to present additional documents such as a business license or invoices verifying the legitimacy of their operations.
With Zeller solutions, you can provide a safe and secure payment option to all your customers. The compliance team will make sure you meet all necessary security regulations and standards such as Payment Card Industry Data Security Standard (PCI DSS) and the General Data Protection Regulation (GDPR). This ensures that you are providing your customers with the highest level of protection when it comes to their data and financial information.
Choose the right solution today and you will follow all the right regulations – not only will you avoid fines and penalties, but you’ll also keep customers happy and avoid damage to your reputation!
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