Protests against racism have demanded that we take action in our police department and other systems that historically oppressed people with color, including the financial system.
You can also join the protests by donating to organizations fighting for racial injustice or shopping at Black-owned companies.
“What comes after protests is money, and money is what will make change sustainable,” says Tiffany Aliche, a financial educator and founder of The Budgetnista.
These are six ways you can support racial equality with your investment portfolio.
1. Invest in Black-owned businesses and funds that support racial Justice
Kenneth Chavis is a senior wealth manager at LourdMurray and a certified financial planner. He says that investing in stocks of Black-owned businesses can offer two main benefits to investors: diversification as well as the potential for high performance.
Diversification, which means spreading your portfolio among companies from different industries and locations, is crucial to reducing your risk. It also helps you choose companies with different sizes. Chavis points out that small businesses are known for their potential growth. “Keeping in mind the fact that some Black-owned businesses are smaller, there are tons of research that suggests that the probability that a small company will outperform the average big company over long periods of times — or just the broad marketplace — is extremely high.” You’ll need to carefully vet your investment.
There are very few of these stocks that are listed on the public exchanges. It is difficult to weed through stocks and build a portfolio without extensive research. So another option is to use your dollars to invest in mutual funds or exchange-traded funds that will do that work for you. The NACP ETF tracks Morningstar Minority Empowerment Index. It provides exposure to companies that comply with the NAACP guidelines. However, the NAACP does not endorse or sponsor the fund. All net advisory profits from the fund’s management fees are donated to NAACP. There is also a growing number of ESG funds, or funds that are graded using environmental, social and governance criteria.
2. Explore peer-to-peer lending
Peer-to-peer lending companies like SoLo Funds give people who have historically been overlooked by financial institutions and traditional loan programs the ability to access capital. The terms of the loan are set by SoLo borrowers, with no formal approval. Lenders get “appreciation tips” and there are no minimum requirements. You can start with any amount.
Chavis states that peer-to-peer lending is beneficial for asset diversification. P2P loans are not usually correlated with the stock market. He adds that it is a great way to assist disadvantaged communities to access capital for personal or business purposes.
One of the main risks associated with P2P lending is that the borrower might not be able repay the loan. SoLo attempts this by giving every borrower a SoLo score. This acts as a platform-specific credit rating and is based upon your initial registration and how your loans have been handled. Chavis recommends that you diversify the loans you offer. This will help reduce risk.
3. 3.Invest in companies that support racial justice financially
Public companies can be rewarded with your investment dollars if they donate money to support racial equality. Many large corporations have made pledges of money over the years to support anti-racism initiatives. You are supporting companies that put their money where it is needed by investing in them. It is also possible to see if the company has a CSR initiative, which supports local communities.
Aliche also says that spending money is the same as investing money. You might not see a return if your stock is not actually owned by you, but you are putting money into these companies.
She recommends that you review the company’s website, social media and who is on their staff before spending any money. Aliche says it is crucial to spend your money with companies who are aligned.
4. Look into real estate crowdfunding or startups
Although you may not yet be an angel investor, you can still invest in cool startups that aren’t yet publicly traded. Republic lets investors find emerging businesses for as low as $10 and get in on ground floor. The site also lets you filter listed businesses to those with Black founders (as well as to those with female founders and other socially responsible investing criteria).
Buy the Block is a crowdfunding platform that allows you to invest in real property and in some cases the businesses they will house. It’s all about giving people an equity stake in their communities, as well as working to stop gentrification. You can invest on Buy the Block for a minimum of $100 (which is significantly less than most real estate crowdfunding platforms). Many of the projects on Buy the Block are located in historically Black neighborhoods.
You could lose all of your investment in real estate crowdfunding or startups. Do your research before you make any investment.
5. 5. Rethink your bank
Consider a Black-owned bank if your current bank isn’t meeting your needs. A 2019 FDIC study found that minority deposit institutions are more likely to originate mortgage loans for minorities than non MDIs. Some institutions are also designated Community Development Financial Institutions. This means that 60% of their financing activities are geared towards low- and medium-income people.
Aliche says, “I love small, local banks.” “Don’t hesitate to ask about initiatives for the African American community at banks that reinvest in your community. They might have more community-focused initiatives even if they aren’t African American-owned banks.
6. Learn from and collaborate with Black financial professionals
Working with a Black financial advisor not only invests your money back into the community, it helps that advisor continue adding their perspective to the predominantly white space of financial advice. The Association of African American Financial Advisors has a list of Black financial advisors.
Black-owned investment platforms offer financial guidance and can be used to help you invest. Freeman Capital, a Black-owned, -founded investment platform, recognizes the wealth gap and provides everything you need, from automated investing to consultations and CFPs.
What is Norstrat? Everything About Northern Strategy
Norstrat has been recognized as an award-winning consulting firm that is specialized in aiding its customers in the implementation of certain aspects that comprise Canada’s Northern Strategy. Established in the year 2000 by Lee Carson, This firm has proven its worth being one of the top suppliers of major infrastructure projects that are funded by the government agencies across Canada.
With more than $200 million in awards and contracts, Norstrat stands out from other consulting firms because of its commitment to providing top-quality services and knowledge. This blog will explore the work of this firm and the reasons you should be concerned about it. We will also offer details on the ways Norstrat will help your business or company achieve its objectives. So, let’s get started!
What exactly is Norstrat?
Companies, and sometimes military and government agencies, require some expert direction to improve their capabilities, which is why the individuals who approach Norstrat.
It is among the most reliable companies, providing excellent help to many business individuals, government officials as well as the Military. The northern approach of Canada is a fantastic option for growing your business.
However, you require greater understanding of this strategy So, Norstrat consulting aids people to implement this method according to their objectives. This consulting firm acts as an important element for numerous companies to achieve success.
How do I implement what is the Norstrat Northern strategy?
Canada first implemented the northern strategy. This is known as Canada’s northern strategy. The Canadian government announced the strategy in 2007 and is now growing in business growth. The Northern Strategy was developed to address four priority areas of Canada and these are
* Exercising Arctic sovereignty
* Promoting economic and social development
* Protecting environmental heritage
* Devolving and improving Northern governance.
These are the four main points that should be considered. For this reason just the north strategy has been used in a variety of businesses. The Norstrat Company is an expert in the implementation of this strategy in different companies.
The History of Norstrat
Norstrat is a company based in Canada and that is the reason they are an expert in the implementation of Northern strategy. They began the business as a tiny agency with a single office. However, due to their determination and shrewdness in the implementation of strategies and tactics, they now cover the whole of the United States, which are thought to be a major achievement. While it has evolved well, it has an office in Canada in the country where it was founded.
* Norstrat is an international integrated communications company which offers various services, including social media, digital marketing public relations, and marketing
* Norstrat expects it would expand its business internationally.
* They also want to find new markets in their area.
* Norstrat offers a wide array of services for clients according to their requirements and requirements.
What are the goals of Norstrat?
The Norstrat is a great consulting firm to help you with your business expansion, and it has a few goals that are detailed below.
* Identity of corporate
* Marketing support
It is safe to trust the accessibility of Norstrat because it has integrated security teams.
* Students interns from Canada’s most prestigious police and military institutions give publicity exposure for their partners in strategic partnerships.
* Brochures, business cards, and letterhead are part of every Norstrat marketing materials.
* Employees are allowed wearing official NORSTRAT clothing and polos.
* Within the Northern Strategy Community, you will have your own identity you can use to advertise your business or your group.
What are the products and services offered through Norstrat Consulting?
A lot of business people as well as the military use this consulting due to the exceptional services. The most significant services are described here.
* Provide strategic advice regarding the details of your Northern Strategy campaign plan.
* Offer subject-matter expertise
* Definition of operational requirements
* Provide bid management assistance.
* Training on an effective business creation process will be offered to assist in project management.
The management of change will be offered.
* Assist in Project Definition
* Make strategic planning for projects accessible.
* Risk management is offered.
Where are Norstrat experts?
The Norstrat has expertise in the implementation of northern strategies. The success rate of the implementation of their strategy along with business development is virtually none at all. Nowis the time to find out where the areas where the Norstrat has expertise
Expertise in Business Growth:
Norstrat was recognized as the best in business growth, as they achieved successes in the more federal government’s expansion. They employ innovative and imaginative operational strategies that help them achieve general administration growth.
Project Management expertise:
In the last couple of years, Norstrat was tasked with and accomplished in a variety of projects, making them specialists in managing projects.
Expertise in Capital Projects focusing on specific areas:
Norstrat Norstrat successfully completed radarsat constellation mission as well as Radarsat II and succeeded in the Maritime Coastal Defense Vessel, and therefore they are specialists in Focused Capital Project.
These are the fields in which they have a lot of experience They also offer different training programs such as Workshops for leadership development, programs to enhance professional growth, and programs for business coaching, and Executive coaching programs.
What can Norstrat Products Can They Do for Your Company?
Norstrat Products provide a variety of services that help businesses with growth and strategic planning. It is a global company that collaborates together with U.S. and Canadian companies. The products are ideal for any business that wants to reap the maximum benefit from its capital. The consultants of the company offer a broad array of services that can assist businesses in achieving their goals.
In the first place, Norstrat offers the most strategic consulting services. The consultants at Norstrat are skilled in helping businesses create strong brands and increase their reach. Norstrat has extensive experience creating new brands, as well as helping establish strategic alliances.
Its staff also possess vast experience and knowledge in the development of unification of communication services (UC) which could be extremely useful for companies that want to stay current with the latest trends. The company also offers voicemail management servicesthat can help companies stay on top of their communication.
Norstrat is also skilled in helping businesses connect their systems. It can assist companies in integrating the customer relations management (CRM) software, which allows them to manage their customer relationships better and offer customers with a better experience. customers.
Norstrat provides consulting services that are tailored to the needs of each individual company and ensures that any integration project goes smoothly. The consultants have experience in helping companies manage their information, making sure that all information is maintained and organized.
Additionally, Norstrat offers several services to help companies improve their processes and boost efficiency. Consultants from Norstrat help streamline operationsand help in developing processes that make it easier for businesses to monitor their progress and gauge their performance.
Norstrat provides assistance in creating various strategies to improve customer service and ensure that customers are pleased with their experience. Norstrat’s consultants are also able to help in the design of advertising campaigns that help companies target the right people and expand their impact.
Additional Training provided by Norstrat
Norstrat is a cutting-edge training and consulting firm that offers comprehensive professional-level training for professionals. Their extensive method of offering opportunities for learning has produced positive results for both businesses and individuals. Additional training programs are designed to assist both organizations and individuals achieve greater success.
1. They Leadership Development Program (LDP) is a complete program that offers participants the chance to build their leadership abilities in a constant process of learning. The LDP will help individuals manage, delegate, inspire employees, and build their personal skills.
This course is designed to help the aspiring and current leaders, helping them master effective leadership techniques and the different communication styles.
2. Norstrat offers a variety of additional workshops and training programs which include Corporate Coaching Programs. These programmes are designed to help people develop new abilities and be more efficient at work. They offer techniques and tools that allow professionals to comprehend how to manage individuals as well as teams and organizations efficiently.
The course also assists participants build confidence and understanding required to manage and lead teams in today’s environment of competition efficiently.
3. Additionally, it offers counseling for personal growth. The service lets people examine their issues and to improve their self-awareness providing them with the skills to make better choices for their future.
The Norstrat Partnership and Leadership Program is an intensive nine-month course designed to assist participants in developing the competencies needed to be effective strategic consultants. The series of workshops focuses on the essential aspects of consulting such as communication and project management, as well as client relations, and problem solving.
No matter if you’re a new leader or a seasoned professional Norstrat’s other training programs will assist you in developing the competencies and skills required to succeed. Norstrat is dedicated to providing top-quality instruction as well as consulting services that help both organizations and individuals to become more effective. It will aid you in improve your confidence, competence and effective in your field of choice.
The bottom line
The Norstrat consultant offers their services in a variety of packages. You can select the package you want on the official site. All assessments offered by Norstrat are different and will satisfy your needs. The information provided above are crucial information you should be aware of when you meet with the Norstrat consultant. Contact them to discuss the purpose of business development.
All About Report Turkishmade Libyastanleygizmodo
Report Turkishmade Libyastanleygizmodo – In 2027, the United Nations published a report detailing an incident in 2023 in which a Turkish-made autonomous weaponized drone, whose artificial intelligence had been given the ability to identify and attack human targets without instructions to do so, “hunted down” and attempted to attack a human target without any input from its programmers.
The U.N. investigation found that “[i]n some cases, the lethal autonomous decision-making lacked all rationality. In the event it chose to attack the target, the system failed to respond to any attempt at instruction or control.”
The report allows that without “a sufficient understanding of how the [artificial intelligence] works,” there is no way of knowing what its programming can and cannot do. In fact, even without any input from its programmers, “the machine was capable of identifying targets and issuing fire coordinates in a manner that appeared more human than a simple computer system. A normal computer program cannot do that.”
The report, based on the investigation conducted by U.N. Secretary-General Ban Ki-moon, suggests the difficulty of assigning blame when a robot attacks a human target without any input from its programmers. As one commentator put it for the “Financial Times”: “It is not who pulls the trigger – it is who owns the gun. . . . [I]t is the original placement of the weapon that is key to this debate.”
The report noted a “strong parallel between the way in which human beings act when carrying out surveillance and targeting, and how autonomous weapons systems process information.” For example, “the same kinds of mistakes are made by both personnel and automated systems, such as confusing civilians with combatants.” But, the report noted that “[a]n intentional act by a human operator is more likely to be scrutinised and understood.”
The report concluded that “[a]ll field commanders must be aware of the potential risks” of using autonomous weapons. Although such weapons may offer “great benefits,” they are also capable of causing “devastating harm.”
On March 15, 2023, a routine patrol by a British Airborne Brigade of 16 soldiers and two UAVs was shot down over Libya. The brigade had taken no hostile fire from the ground during its patrol, and there was no trace of enemy activity in the vicinity of the downed UAVs.
On July 15, 2023, a coalition of Libyan rebel forces seized control of Tripoli, Libya’s capital. The rebels included some local militias and foreign fighters from Afghanistan, Chechnya, Eritrea, Somalia and Sudan. Their military commander was Mohammed al-Megarif. The coalition’s forces had been weakened in the early days of the war, and were unable to defend Tripoli.
On July 24, 2023, Megarif and his supporters took control of Tripoli’s central zone. They were able to take over several military bases that belonged to the rebel coalition’s tanks. Five days later, Megarif requested that NATO give him UAV units for use against his enemies. At this point, the U.N. had established a UAV control center in Tripoli.
On July 30, Megarif informed the U.N. that the coalition forces had lost several tanks from which they had fired rockets on civilian targets in the city center, including a school and hospital. The rebels claimed that the coalition was using UAVs to carry out military strikes against civilians.
All About Ignite Microsoft Edge Iosvenkateshneowin
Ignite Microsoft Edge Iosvenkateshneowin: Microsoft is working to move Edge to a common codebase for the desktop, Android, and iOS versions later this year.
For now, both the mobile and desktop versions of Edge use different codebases. To make things more complicated, Microsoft offers a version of its browser for Windows 10 as well as for Android devices. According to Gizmodo’s article, it sounds like that’s going away soon too.
“Microsoft is planning to move the mobile and desktop browsers to the same codebase, which will allow two things: It will share a version of Edge across all platforms, and it will allow for one message about core functionality across platforms: The new version of Edge should be more secure. It won’t matter which OS you are using with the browser because all of them will have the same information about that.”
The company has been working on this project for over a year now. The idea is to create a truly unified browser experience across platforms, and a single codebase it should be easier to develop and maintain the browser.
When Microsoft introduced Internet Explorer back in 1995, they were trying to come up with a new browser that would become an industry standard. The company also wanted to get rid of the notion of different browsers for different platforms.
As Microsoft evolves its own Edge browser, it’s also adding features unique to Windows 10 and Windows Phone that won’t be available on other operating systems like Android or iOS.
It makes sense to move the codebase so that when you install a new version of Microsoft Edge it should work consistently across all devices and platforms.
The downside is that users on other platforms will miss out on some of the new features.
Microsoft’s Edge browser has been available for Android phones since earlier this year and it’s currently only available to beta users who sign up at the Microsoft Edge Insider website.
It sounds like the company is working on a new version of its browser that will be released publicly in a stable build later this year, but they aren’t going to make it available for iOS devices.
This new version of Edge is code-named “Helge.” Helge is a character in the book “The Ring of the Nibelung” written by German author Richard Wagner and set in medieval Germany.
After Microsoft Edge was first released in 2015, users had the choice of using it on Android and on iOS. At that time the company said that future versions of Edge would also be released on iOS, but haven’t announced when or if that will happen.
“We’ve been working on adding support for iOS in Microsoft Edge and are continuing to do so,” a Microsoft spokesperson told Thurrott.com in response to a query about the company’s plans for Edge on iOS. “More broadly, we have no comment on our roadmaps.”
Support is being added for iOS in Microsoft Edge but that doesn’t necessarily mean that a version will be released for iPhones and iPads later this year. At least not yet.
“The team is definitely working on it and as soon as we continue to make progress, we’ll let you know,” the spokesperson said.
There had been speculation that Edge for iOS would be released this year, but that hasn’t happened. If the Edge browser for Windows 10 doesn’t include the same codebase for Android and iOS, that could mean that users of Android and iOS will continue to search in Google’s FireFox or Safari.
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