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Drug Use in the Workplace Drug Use in the Workplace


How to Detect Drug Use in the Workplace?



It is safer to say that drug abuse in the workplace occurs an average of once every eight hours. However, detecting the problem isn’t always easy. There are instances where employees make your work environment dangerous due to their drug use. Sadly, given the state of current affairs, the simple truth is that many workers succumb to drug use in their jobs for several reasons. According to experts, these can range from stress regarding health or family matters to frustration over work-related issues.

There are several ways to detect drug abuse, however. Here are some tips on determining whether an employee is abusing drugs in the workplace.

Drug Testing

One of the most efficient ways to detect drug abuse is daily conducting random employee drug tests. If you suspect one or more of your employees of substance abuse, it’s recommended that you ask them to take a test right away without warning or notice. Of course, if they refuse, there’s no real point in doing it because the test results will obviously show up positive for drugs, and they’ll know what you’re testing for anyway. Therefore, it would be best for you to administer  training on reasonable suspicion drug testing. So make sure you establish a policy beforehand that states that all employees must agree to a random drug test at any point in time. As well, make sure to type up a document that clearly states the penalties for drug abuse for them to sign it and agree before testing begins.

Health or Behavioral Changes

Other signs that indicate an employee is using drugs include health problems, weight changes, bloodshot eyes, sleeplessness, anxiety attacks, and severe mood swings. It’s important to note that these symptoms may not necessarily refer to drug use alone. They can also be triggered by other factors such as performance pressure or even lack thereof. However, if you notice these symptoms cropping up in an otherwise healthy individual who has never suffered from them before, it might be time for a closer look at their state of affairs. Also, consider any changes in behavior; you might want to watch out for individuals who suddenly become more secretive or those who start to not show up for work. At the same time, you might want to look out for someone who always wants to be at work and never leaves early. This could be a sign that he uses drugs to get high while on the job.

Extreme Employee Absenteeism

One of the most common signs that an employee is using drugs in the workplace is his increased tendency to call in sick. If you notice that someone has suddenly become more absent than usual, this may be your first clue that they abuse drugs. If you find out, for example, that he is always missing on Mondays or Fridays, it’s time to start asking some questions. According to experts, drug users tend to abuse substances on weekends every once in a while. They might also want to avoid work altogether due to feelings of shame or fear of being caught. Substance abusers often feel bad about their actions and suffer from a lack of sleep. This makes them tired during work hours but wide awake at night when they have more freedom. This is why it’s best to conduct drug tests while your employees work through the night.

Hazing Suspicion at the Workplace

Finally, one of the quickest ways to detect drug abuse is hazing suspicion. Drug abusers generally tend to stick together in order not to get caught, so if you’ve noticed sudden changes in work dynamics, there may be something off about your new hires. If you have new employees who are nervous and paranoid or making mistakes because of their lack of experience, this might be a sign that they are receiving hazing from other workers. As well, pay close attention to any unusual friendships among co-workers; if they suddenly stop socializing with everyone else and start sticking around specific individuals only, then you might want to dig deeper into that as well.

Glassy Eyes and Slurred Speech

If the person you suspect of drug abuse starts to exhibit some particular symptoms, such as glassy eyes and slurred speech, it might be time to consider doing a more thorough check. If they can’t even get simple words out correctly, or if they hold their head in particular ways while speaking with you, your suspicions may be correct, and something is off about them. However, keep in mind that these signs could also indicate other sleep deprivation or lack of hydration. Try to engage with them before taking any action. As well, please pay attention to how often they blink; depending on the situation at hand, this might be either a sign of tiredness or use. If you can notice their bloodshot eyes during work hours, they may be abusing drugs.

Co-workers Who Report Drug Use

One of the best ways to detect drug abuse is through other employees. If someone has noticed something odd about their colleague, they might want to report it to you, so you know what to do next. Some signs include finding paraphernalia at work or witnessing certain behaviors in private areas of the workplace, such as restrooms and break rooms. Other co-workers might notice that he constantly looks disoriented or slurred speech, even during casual conversations. It would help if you also kept an eye out for coworkers who brag about substance abuse because it’s common for addicts to share information about where and how much they use in order not to leave evidence behind. If someone is constantly talking about their drug use in the workplace, this might signify that they are trying to recruit new members into their circle of abusers.

As you can see, there are many ways to detect drug abuse in the workplace. You don’t necessarily need to test for drugs all the time because some users might abstain from using them while at work. However, if you have suspicions about a co-worker or new hire, it’s best to speak with them directly, so they know what’s expected of them if they want their job. If they are willing to submit themselves to testing regularly, then that’s great. If not, then you’ll probably have no other choice but to let them go for the benefit of your company and your other employees’ safety.

Michael Caine is the Owner of Amir Articles and also the founder of ANO Digital (Most Powerful Online Content Creator Company), from the USA, studied MBA in 2012, love to play games and write content in different categories.

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What Is Margin Trading in Crypto?



Margin Trading

Margin trading is the practice of using borrowed funds to trade on margin. This allows traders to engage in high-risk activities with lower capital and leverage than they would be able to use if they were only using their own cash. In this post, we will discuss how margin trading works, what types of assets can be used in margin trading and some popular markets where you can do this!

What Is Margin Trading Cryptocurrency?

Margin trading cryptocurrency is a trading strategy that involves borrowing funds to trade digital currencies. With margin trading, traders can increase their buying power and potentially earn higher profits by using leverage.

To margin trade cryptocurrencies, traders must open a margin account with a cryptocurrency exchange that offers margin trading. They can then borrow funds from the exchange and use them to open larger positions than they would be able to with their own capital.

Margin trading and cloud mining are two different ways of trading and mining cryptocurrencies, respectively. While margin trading involves trading on a larger scale using borrowed funds, bitcoin cloud mining involves mining bitcoin and other cryptocurrencies using remote data centers. Both methods have their advantages and disadvantages, and traders and miners should carefully evaluate the risks involved before engaging in these activities.

How Does Margin Trading Crypto Work?

Margin trading crypto works by allowing traders to borrow funds from an exchange or a broker to increase their buying power and potentially earn higher profits. Instead of using their own capital to open a position, traders can borrow funds and use them as collateral to enter into larger trades.

To start margin trading crypto, traders need to open a margin account with a cryptocurrency exchange that offers margin trading. They will then need to deposit a certain amount of funds as collateral, known as margin, which will determine the maximum leverage they can use.

The leverage ratio determines how much a trader can borrow compared to their margin. For example, if a trader deposits $1,000 as margin and the exchange offers a 10x leverage ratio, they can borrow up to $9,000 to open a $10,000 position.

Therefore, margin trading crypto requires a solid understanding of the market and risk management techniques to minimize potential losses. Traders should also be aware of the fees and interest rates associated with margin trading, which can vary depending on the exchange and the amount of leverage used.

Liquidation Price Calculation

The liquidation price is the price at which the broker can buy a position back from the margin trader. It’s based on a formula that takes into account the current market price, plus any fees that have been accrued by both parties.

These prices, including ETH price are posted live in exchanges, including several assets’ market cap of and live crypto price. This means that you’ll be given an opportunity to exit your position before it becomes completely worthless.

The liquidation price calculation will vary depending on whether or not there are any fees attached to trading with different brokers:

Pros of Margin Trading in Crypto

High Leverage

One of the most significant pros of margin trading in crypto is the high leverage it offers. With leverage, traders can access a larger position size with a smaller capital outlay. This means that traders can magnify their potential gains significantly. 

Short Selling

Another advantage of margin trading in crypto is the ability to short sell. Short selling is a strategy used by traders to profit from a decrease in price. In a short sale, traders borrow crypto assets from a broker, sell them, and then buy them back at a lower price to return them to the broker. Short selling can be a profitable strategy in a bear market.


Margin trading allows traders to diversify their portfolio by trading on different exchanges and with different cryptocurrencies. This can help to spread the risk and increase potential returns.

Quick Profits

Margin trading allows traders to take advantage of short-term price movements in the cryptocurrency market. Traders can enter and exit trades quickly, allowing them to profit from quick price changes.

Cons of Margin Trading in Crypto

If you want to trade on margin, then the following things are worth considering:

The lack of regulation in crypto is one of its biggest drawbacks. You can’t count on having your funds protected by a third party, which means that if anything goes wrong with your account and someone else’s money is stolen from it (or vice versa), there isn’t much for anyone to do about it.

Margin trading also comes with high risk—because as we mentioned above, if something goes wrong and someone loses their money because they were trading with borrowed capital while their account balance was too small or too large compared to theirs—it’s all on them.

Understanding Margin and Leverage

Margin trading is when you borrow money from your broker in order to invest. This can be done with either cryptocurrency or fiat currency, depending on the platform you’re using. For example, if you want to buy Bitcoin using USD (the U.S dollar), then your margin trading would be done through an exchange like KuCoin, Poloniex or Coinbase Pro for USD and Kraken for BTC.

Leverage refers to how much leverage a trader has when making trades and investments; it allows them to increase their profits by borrowing from their brokers at less than 100% of what they have available in capital.

Margin Call

A margin call is a request that you make to your exchange, asking for additional funds to be deposited into your account. The exchange will then deposit these funds and use them as collateral in order to increase the amount of money you can trade with. Margin calls generally occur when there’s been a sudden drop in the value of cryptocurrencies.

Margin Trading Strategies

Margin trading is a form of trading where you borrow money from your broker to buy or sell an asset. You can use this borrowed money to buy more assets, or to sell assets for more than you paid for them by using leverage (basically, borrowing more than the amount of capital that you have).

If you’re buying cryptocurrency with borrowed funds, then it’s called margin trading. If your goal is simply getting liquidated quickly by selling off some coins at a profit and closing out your position, then it’s called short selling (or “going short”).


As you can see, the benefits of margin trading can be huge. It gives you more flexibility and control over your investment, while reducing risks. However, there are also disadvantages to this type of trading that need to be taken into consideration before jumping in head first. 

In fact, many experts would argue that it’s better not to engage in crypto margin trading at all! But if you do choose to take on this risky endeavor (which is definitely possible), then we hope this guide will help guide your way through it safely.

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Sipping to Success: Uncovering the Best SIP Plans to Invest In



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Regularly investing in mutual funds is made easy with Systematic Investment Plans (SIPs). With SIPs, investors can benefit from rupee cost averaging by investing a certain sum in mutual funds on a regular basis. As a result, investors can profit from fluctuations in the market by acquiring more units when the market is down and fewer units when it is up.

In order to build long-term wealth, it is essential to invest in the correct SIP plan. We’ll talk about some of the top SIP plans in this article.

Best SIP Plans to Invest:

The best sip plan to invest in are given below:

1. Large-Cap Mutual Funds 

Mutual funds with a significant market cap invest in the equities of established, reputable, large corporations. These businesses are well-established and frequently market leaders in their respective fields. Large-cap mutual funds are a great option for conservative investors since they have a lower risk profile than other equity mutual funds. These investments give the portfolio stability and long-term capital growth.

2. Multi-Cap Mutual Funds 

Large-cap, mid-cap, and small-cap equities are all included in the investments made by multi-cap mutual funds. These funds provide a diverse portfolio, which lowers the portfolio’s overall risk. Investors aiming for long-term capital growth and who have a modest taste for risk can choose multi-cap mutual funds.

3. Mid-Cap Mutual Funds 

Mutual funds for mid-cap companies buy stocks from businesses with a market value of between 500 crore and 10,000 crore rupees. These businesses have the potential to produce substantial profits and are frequently in the growth phase. However, compared to large-cap mutual funds, mid-cap mutual funds have a higher risk profile. These funds are appropriate for investors that have a higher risk tolerance and are seeking long-term capital growth.

4. Small-Cap Mutual Funds 

Mutual funds for small-cap companies buy stocks from businesses having a market value of less than 500 crore rupees. These businesses have the potential to produce substantial profits but are frequently in their beginnings. The risk profile of small-cap mutual funds is higher than that of large-cap and mid-cap mutual funds, though. Investors searching for long-term capital growth and with a high-risk tolerance should choose these funds.

5. Sectoral Mutual Funds 

Mutual funds that specialize in a certain industry, such as banking, medicine, or technology, invest in the stocks of businesses in that industry. These funds offer exposure to a certain industry and are appropriate for investors that have a positive outlook on that industry. Sectoral mutual funds, in opposition to diversified mutual funds, have a higher risk profile. Investors searching for long-term capital growth and with a high-risk tolerance should choose these funds.


SIP investments in mutual funds are a great method to build money in the long run. Rupee cost averaging, which is a benefit of SIPs, aids in lowering the portfolio’s total risk. Investors’ risk tolerance, investment horizon, and financial objectives must all be taken into account while making SIP investments. Selecting the mutual fund category that best suits your financial goals is crucial.

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What are the Regulations for Taking Phone Credit Card Payments?



Phone Credit Card Payments

In Australia, there are strict regulations around taking phone credit card payments. The relevant rules and guidelines are outlined in the Reserve Bank of Australia’s EFT Code of Conduct. This code contains regulatory requirements for all entities that process electronic funds transfers (EFTs), including phone credit card payments.

The regulations set out several obligations for entities that process phone credit card payments. These obligations include the following:

• Entities must obtain a signed authority from customers before processing any payment made by phone or the internet.

• Entities must ensure that all staff members involved in taking payments have been properly trained and understand their responsibilities.

• Entities must use secure systems to protect customer data and privacy.

• Entities must confirm customers’ identities before processing any payment, including via phone credit card payments.

• Entities must provide customers with a clear breakdown of the fees associated with their purchase.

• Entities must be able to demonstrate compliance with all relevant regulations, including those related to data security.

• Entities must provide customers with clear information about the payment process and any associated risks before processing the payment.

• Entities must ensure that customers are informed of their right to dispute any charges and be provided with a prompt refund if the dispute is proven valid.

• Entities must store all customer data securely and in accordance with applicable regulations.

• Entities must have an effective dispute resolution process in place.

• Entities must ensure that customers are not charged any additional fees or surcharges beyond what they initially agreed to.

Choosing the Right Payment Terminal

This might seem like lots of stress, especially for a small business, but much of the work is done when selecting a payment terminal. When selecting a payment terminal, consider:

• The cost of the terminal.

• The type of payment processor used with the terminal.

• Any associated fees and any additional hardware needed to use it.

• The compatibility with existing systems, such as point-of-sale software or a merchant account.

• The terminal’s ability to accept payments from different credit card companies.

• The security measures in place for processing transactions, such as data encryption and fraud protection.

Once a terminal is selected and the necessary hardware is installed, businesses will need to register and be approved by their payment processor to begin taking phone credit card payments. During the registration process, businesses will need to provide basic information such as contact information and banking details. They may also need to present additional documents such as a business license or invoices verifying the legitimacy of their operations.

With Zeller solutions, you can provide a safe and secure payment option to all your customers. The compliance team will make sure you meet all necessary security regulations and standards such as Payment Card Industry Data Security Standard (PCI DSS) and the General Data Protection Regulation (GDPR). This ensures that you are providing your customers with the highest level of protection when it comes to their data and financial information.

Choose the right solution today and you will follow all the right regulations – not only will you avoid fines and penalties, but you’ll also keep customers happy and avoid damage to your reputation!

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