How Long Can I Buy Domestic Travel Insurance From A Travel Insurance Company?

When you plan a family trip, study tour, vacation, or any other trip within the country, you must also get a domestic travel insurance plan to cover your financial losses that may arise due to an accident, natural disaster, strike, or any other reason. Travel insurance is needed even for domestic trips these days due to several factors and risks associated with travelling. You can get a domestic travel insurance policy even 24 hours before your trip. However, it is recommended that you get it done as early as possible to avoid any complications later. 

While subscribing to domestic travel insurance plans, you must also consider the exclusions that might be included in them. For example, you will not be eligible for coverage against loss of baggage or valuables in case you had consumed liquor or drugs when the incident happened. Moreover, if your vehicle gets damaged while you were violating the rules of traffic, then such losses will not be covered by a domestic travel cover plan. 

A perfect domestic holiday cover is offered by Bajaj Finserv for those who want to enjoy carefree vacations and trips. This policy will cover the losses that you might face due to accidents, loss or theft of your wallet, and several other reasons. The main features of this domestic travel cover plan are listed below:

Emergency advance 

• If you suffer a financial loss due to theft/loss of your wallet or due to misuse of your payment cards while travelling in India, you will get coverage of up to Rs. 50,000. The coverage is up to Rs. 1,00,000 if similar situations arise during an international trip.

• No interest is applicable on this amount but you will need to repay it before the 29th day once you receive it. Further, you can block all your credit or debit cards that have been stolen by placing a single call to prevent their unauthorized use.

Comprehensive protection cover 

• As per this plan, you can claim a protection cover for reasons like losses due to an accident, trip cancellation, theft of baggage, burglary at your home when you were away, etc. This protection cover can be as high as Rs. 3,00,000.

• It also includes protection against the hospitalization charges that you may have to pay during a domestic trip.

Emergency roadside support service 

• An emergency roadside support service can be availed at more than 700 locations within India. This service can be used to get immediate help when your vehicle breakdowns during your trip.

• It also includes the provision of 2 liters of fuel if you are travelling by bike and the provision of 4 liters of fuel if you are travelling by car or any other four-wheeler.

• Also, additional benefits like free replacement of lost PAN Card make it an attractive domestic travel insurance policy for everyone.

Simple online application 

• A simple online application is provided by Bajaj Finserv for those who are interested to buy online domestic travel insurance India. For that, you only need to utilize an online form to provide your basic details. After that, you will have to authenticate the process by confirming the OTP that will be sent on your mobile number.

• Now, you can process the payment via debit card, credit card, net banking, mobile wallet, UPI, or any other payment mode that you prefer.

• For claiming the benefits and coverage amount during an emergency, you will need to contact via email or telephone within a day of the occurrence.